Magnolia State Bank Credit Card Services

Contact one of our customer service representatives today for information on how to apply for a Magnolia State Bank credit card.



When You Use The Magnolia State Bank Credit Card for the purchase of goods or services, the following benefits are yours!

  1. Automatic Travel Accident Insurance
  2. You, your spouse and dependent children up to age 19 (age 23 if a fill-time student at an accredited school or college) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is available to you at NO EXTRA COST.
  3. Toll-Free Travel Reservation Service
  4. Quarterly Newsletter
  5. VisionCare
  6. Bonus Travel Dividends
  7. Pharmacy Discounts
  8. Key Registration
  9. Credit Card Registration
  10. Auto Rental Discount


On purchases made in full using the Magnolia State Bank credit card, the Extended Warranty Program doubles the U.S. manufacturer's warranty period and extends coverage up to one additional year for warranties of five years or less. (Some exclusions apply.)


The 90-Day Product Protection Program covers new consumer products purchased in full with a Magnolia State Bank credit card against direct physical loss or damage for 90 days from the date of purchase. (Some exclusions apply.) Coverage is in excess of other collectable insurance.


SCORECARD is a rewards program that encourages you to use your card for all of your purchases. For every net dollar you spend, you earn Bonus Points that can be exchanged for fabulous travel and brand-name merchandise. Click HERE to check your SCORECARD.

Check your Magnolia State Bank Visa or MasterCard Credit card balance