At Magnolia State Bank, our processing, underwriting, closing and service departments are located in your neighborhood – not out of state. This means you get the fast, professional service you deserve from a local financial institution.
We offer a wide variety of financing options to meet your unique needs. Whether you'd like to buy a new home, build your dream home or refinance your current mortgage to a lower rate, we have the perfect loan for you. All Magnolia State Bank mortgages feature competitive rates, no application fees and fast approval – not to mention the outstanding personal service for which we're known.
Next step?
Please contact one of our mortgage advisors at your local branch for information on the current mortgage loans we have available.
Complete application and return to your local MSB office.Mortgage Originators
Home Buying Tips
Hoping for a smooth journey into your new home? Just follow these tips!
- Negotiate the price. Working with a realtor you trust will make this an easier process.
- Pay for a high-quality inspector. He or she will be worth the extra money in the long run for what they can save you in extra expenses.
- Put down as much as possible. Twenty percent is ideal, but the more you can afford to put down, the more you'll save in the long run.
- Do not make any life changes before closing. Closing is not final until everything is signed. Last minute purchases and changes in your life may affect your closing.
