Services offered with all accounts:
- Debit Card, Start Card Available1
- ScoreCard Rewards
- Online Banking
- Bill Pay
- Mobile Banking
- Mobile Deposit
- Unlimited Check Writing & Deposit
- Text/Email Alerts
- VISA Alerts
- Overdraft Protection2
- Quickbooks, Quicken, & Microsoft Money Compatible
- Budget/Expense Categorizing
Accounts
Minimum Opening Deposit
Minimum Balance Requirements
Monthly Maintenance Fee
Interest Rate Information
Magnolia Perks By Gengold includes all the “extras”
$100
$0
$8
N/A
Magnolia Select designed by you to fit your needs
$100
$0
$6
Reduced by offset credit:3
- $2 for maintaining 20 debit card transactions per month
- $2 for receiving e-statements
- $2 for receiving a direct deposit
- $2 for customers 60+
No maintenance fee will be assessed during the first 30 days of account opening
N/A
Magnolia Student for ages 15-23
$25
$0
$0
N/A
Magnolia Platinum earn tiered interest
$1,500
$1,500 minimum balance required to earn interest
$8 if balance falls below $1,500
Interest earned on the following tiers:4
- $1,500 – $9,999
- $10,000 – $49,999
- $50,000 and above
- $5 Fee
- Application and approval may be required
- Not to exceed to $6. No maintenance fee applied for for first 30 days.
- Interest rate and annual percentage yield may change at any time. Interest is calculated by applying a daily periodic rate to the principal in the account each day. Interest will be compounded and credited to the account monthly.